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What is Credit History..? Explain a few words..? | MUNIPALLI AKSHAY PAUL |
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The History of Credit Cards Credit cards, as we know them today, are a product of decades of innovation in banking, technology, and consumer finance. They have evolved from simple charge cards to complex financial tools that are integral to modern commerce. Here’s an overview of the history and evolution of credit cards: Early Concepts of Credit The idea of "credit" has existed for centuries. In ancient civilizations like Mesopotamia and Egypt, merchants allowed customers to buy goods and services on the promise of future payment. By the 18th and 19th centuries, credit systems became more formalized, with shopkeepers offering credit to trusted customers in local communities. The Birth of Charge Plates and Cards (1900s–1940s) 1. Charge Plates (1920s–1930s) These were small, metallic plates issued by department stores and gas stations to loyal customers. They served as early precursors to modern credit cards, allowing users to make purchases on credit at specific mercha...
What are some rare photographs of Indian history? | Munipalli Akshay Paul |
Long Post!! Hindu priests writing religious texts in the modern-day state of Jammu and Kashmir, the 1890s. 2. Portrait of four seated men, described as bankers in the caption, from Delhi in India, taken by Shepherd and Robertson in c.1863. 3. Image of two men, seated with account books and piles of coins, money changers at Delhi. 4. Market Place in Kathmandu, Nepal – 1901 5. Lion capitals, Torana beams and other sculpture fragments lying on the ground near the Great Stupa, Sanchi, Bhopal State – 1875 6. Pendant with Narasimha 9th-10th century 7. Sword From Serirangapatna - 16Th Century 8. Gupta Period Gold Coin Showing King Chandragupta II as an Archer 9. Seal Of Rajendra Chola 1 - Chola Kingdom 10. Gold dinar, c. 200-225 CE Left - Crowned, diademed king standing facing, nimbate, holding trident and sacrificing at the altar Right - Four-armed Shiva standing facing, holding trident and diadem, lotus and water pot, Bull Nandi right behind 11. Two bronze Pumps (pichkari) for the festival ...
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Write an Essay about Value of Effort ...? " munipalli akshay paul "
The Value of Effort: The Key to Achievement and Growth Effort is a concept that transcends the simple act of trying; it is the fuel behind progress, the engine driving personal and collective achievement. In many ways, effort is the true measure of a person’s commitment, determination, and resilience. While talent, intelligence, or luck may play a role in success, it is an effort that often determines whether a goal is achieved or a dream becomes a reality. The value of effort lies not only in its ability to produce results but also in the lessons it teaches and the growth it fosters. In this essay, we will explore the value of effort from different perspectives: its role in personal development, its impact on success, and its importance in shaping character. Effort as a Catalyst for Personal Growth At its core, effort is essential for personal growth. Growth, whether intellectual, emotional, or physical, cannot occur without exerting some form of effort. It is only through dedicati...
What is Corporate Finance..? | MUNIPALLI AKSHAY PAUL |
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Corporate finance is a branch of finance that deals with the financial activities and decisions of a corporation. It focuses on how companies manage their capital, investments, and funding to maximize shareholder value while ensuring the organization operates efficiently. Key Areas of Corporate Finance: Capital Budgeting (Investment Decisions) Evaluating and selecting long-term investments such as projects, acquisitions, or new ventures. Methods used: Net Present Value (NPV) Internal Rate of Return (IRR) Payback Period Profitability Index (PI) Capital Structure (Financing Decisions) Deciding the mix of debt and equity financing for the company. Aim: To minimize the cost of capital and maximize returns to shareholders. Key considerations: Debt-to-equity ratio. Cost of debt vs. cost of equity. Financial leverage and risk management. Working Capital Management Managing short-term assets (e.g., cash, inventory, accounts receivable) and liabilities (e.g., ac...
Would the human face really freeze solid in a few seconds, when exposed to -150 degrees Fahrenheit air, like the pilot of the crashed helicopter in The Day After Tomorrow? | Munipalli Akshay Paul ||
Back during college days we had a little fun with a dewar flask and liquid nitrogen. Kind of like this Someone scooped up a handful of liquid nitrogen and threw it in my face. What do you think happened? Did my face freeze solid? No. I didn’t have frostbite either. It felt like a splash of cold water for a second and then nothing, I was dry. Quite an interesting experience really. Liquid nitrogen is denser than air and has a temperature well below -150 F. It’s only about 3% as dangerous as you think, but nonetheless well above the dangers of the air you mention. You could get frostbite within minutes, the guy who doused his t-shirt in liquid nitrogen and then put it on did get second degree frostbite on his back, but you won’t freeze solid or anything like that. The greatest danger is the shock you’ll suffer from breathing in such cold air. After that it’s the frostbite and the bitter cold, yes.
Why can high blood pressure lead to kidney failure? | Munipalli Akshay Paul |
"Did you know that high blood pressure doesn’t just strain your heart? It can also silently damage your kidneys, the body’s filtration system." High blood pressure, or hypertension, forces the tiny blood vessels in your kidneys to work harder. Over time, this constant pressure weakens these vessels, making it harder for the kidneys to filter waste and toxins efficiently. This strain can eventually lead to kidney failure if left unchecked. I had a patient in her early 30s with autosomal dominant polycystic kidney disease (ADPKD), where hypertension was one of her first signs of trouble. Even before her kidney function declined, her blood pressure climbed, highlighting how intimately connected the kidneys and cardiovascular system are. With medication, dietary changes, and regular monitoring, we managed her condition, but it was a reminder of how crucial early intervention is. If you have hypertension, prioritize kidney health by reducing salt intake, staying hydrated, and mana...
What should a tourist not do in Pattaya? | Munipalli Akshay Paul |
I am in Pattaya right now and have been staying here for the last three days and the following are the deductions from what I have heard from cab drivers, YouTube vlogs and seen from own experience. If you don't want to land in any trouble, stay away from the massage parlours. They will lure you into something else and take you upstairs or into a separate room and they will claim that you have misbehaved with the masseuse and will call the police on you. They will blackmail you basically and you will end up parting ways with at least a couple of thousands of bahts. Similarly, stay away from any over-friendly freelancer, especially at the Pattaya Walking Street. They will try to touch you, hug you but they are not being friendly. They are finding ways to get inside your pockets and steal your wallet or snatch a chain or a ring. If you are on a very tight budget trip, avoid taking the local tuk-tuks because they charge an exorbitant price to the tourists. Either get a shared taxi or ...