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What are some financial tips for middle class people? | Munipalli akshay paul |

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1.Save for retirement — As private institutions and even the government has stopped the pension scheme, we really need to save and invest for our retirement which most of us neglect to do so. 2.Say NO to CREDIT CARD !! It's a trap if your income is less than the credit limit. Banks voluntarily offer cards with limit of lakhs, but if you fail to pay the amount on time you end up paying more interest every month. I have many friends who didn't have control and couldn't stop using it. It took them months to clear off the debt as it is based on compound interest and finally this lockdown helped them to cut down expenses and close their credit card. I am of no exception and closed the card last month. If you really want to have it, learn to use it responsibly without spending beyond your budget or else you will get trapped paying interest on interest. 3. Stop eating outside foods- It has many advantages, we can save money and our health. So try to eat home food as much as possib...
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