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What is Credit History..? Explain a few words..? | MUNIPALLI AKSHAY PAUL |

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The History of Credit Cards Credit cards, as we know them today, are a product of decades of innovation in banking, technology, and consumer finance. They have evolved from simple charge cards to complex financial tools that are integral to modern commerce. Here’s an overview of the history and evolution of credit cards:  Early Concepts of Credit The idea of "credit" has existed for centuries. In ancient civilizations like Mesopotamia and Egypt, merchants allowed customers to buy goods and services on the promise of future payment. By the 18th and 19th centuries, credit systems became more formalized, with shopkeepers offering credit to trusted customers in local communities. The Birth of Charge Plates and Cards (1900s–1940s) 1. Charge Plates (1920s–1930s)    These were small, metallic plates issued by department stores and gas stations to loyal customers. They served as early precursors to modern credit cards, allowing users to make purchases on credit at specific mercha...
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